What Does General Liability Insurance Cover?

General liability insurance helps protect businesses from claims involving bodily injury, property damage, and certain personal or advertising injuries. It is one of the most common forms of commercial insurance and is often required by landlords or clients.

This type of coverage may apply when a third party is injured at a business location or when business operations cause damage to someone else’s property. Legal defense costs related to covered claims are typically included.

General liability insurance does not cover professional errors, employee injuries, or damage to the business’s own property, which is why it is often paired with other policies.