Insurance Agency Serving Lake Elsinore, CA
Always Faithful Insurance Agency is an independent, veteran-owned insurance agency based in Temecula, serving Lake Elsinore, on the lake and the hills above it. We are appointed with multiple carriers, so we shop your coverage instead of offering one company's price. Call 650-489-2592 or download the application for your coverage.
Insurance in Lake Elsinore: what to know
Lake Elsinore properties range from lakeside lots to hillside homes where wildfire exposure drives what standard carriers will write.
Rates and underwriting in Lake Elsinore move with the wider California market: carriers are tightening on wildfire exposure, auto rates have climbed, and contractors are asked for more on every certificate. An independent agency is how you keep options open when one carrier pulls back.
Coverage we write for Lake Elsinore clients
- Personal autoCars, trucks and SUVs for Lake Elsinore households, including teen drivers, tickets, accidents and lapses.
- Homeowners and FAIR PlanHomes, condos, renters and landlord policies, including wildfire-area and non-renewed properties.
- Commercial autoWork trucks, vans, trailers and fleets, plus hired and non-owned auto.
- Contractor insuranceGeneral liability, workers' comp, tools and equipment, certificates and additional insureds.
- Contractor bondsCSLB license bonds, qualifying individual and LLC bonds, bid, performance and payment bonds.
- Insurance formsFillable, signable applications for every coverage. Fill one out and email it back.
Lake Elsinore homes the standard market won't write
When a standard carrier will not write or renew a Lake Elsinore home, we place the California FAIR Plan for fire and add a difference-in-conditions policy for what the FAIR Plan leaves out, such as liability, theft and water damage. Wildfire mitigation such as a Class A roof, ember-resistant vents and defensible space can earn credits, so list it on the Homeowners Application.
Contractors working in Lake Elsinore
General liability, workers' compensation, commercial auto, tools and equipment, and CSLB license bonds for licensed contractors. Applying for workers' comp? Download the Workers' Comp Supplemental Application, or the Contractor General Liability Supplemental for GL.
Also serving nearby
Murrieta · Temecula · Corona · Menifee