★ Surety
Contractor
Bonds
CSLB license bonds, qualifying individual bonds, and bid, performance and payment bonds. Independent, veteran-owned agency in Temecula.
Credit issues welcome · Start before the bid is due, not after
CSLB license bonds, qualifying individual bonds, and bid, performance and payment bonds. Independent, veteran-owned agency in Temecula.
Credit issues welcome · Start before the bid is due, not after
Fill out the form for this coverage and email it back. That is all we need to start your quote.
CSLB license bonds, plus bid, performance and payment bonds with a work-in-progress schedule.
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Need several coverages at once? Use our full insurance request form, or see all insurance forms. Questions? Call 650-489-2592.
This trips up most contractors, so it is worth saying plainly. Insurance protects you. A bond protects the person you are working for, or the state. If the surety pays a claim on your bond, the surety comes back to you for the money.
That is why bonds are underwritten on your credit and your financials rather than on the job.
Required by the Contractors State License Board to hold an active California license. Filed directly with CSLB in the amount the board sets.
Required when an RMO or RME qualifies the license and does not own the required share of the company.
Required of contractors licensed as an LLC, in addition to the license bond.
Required when CSLB reinstates a license following a disciplinary action.
Guarantees that if you win the bid, you will enter the contract at the price you bid.
Guarantees the project will be completed according to the contract.
Guarantees your subcontractors and suppliers get paid. On public works these are commonly required together with the performance bond.
Personal credit, business financials, how long you have been in the trade, and your track record on similar work. License bonds are usually quick. Performance and payment bonds on larger contracts take more documentation, so start the conversation before the bid is due, not after.
It is still worth asking. There are markets that write license bonds for contractors with credit problems, at a higher rate. Being declined once does not mean being declined everywhere.
Independent, veteran-owned agency in Temecula.
Call 650-489-2592.
Insurance protects you.
Guarantees your subcontractors and suppliers get paid.
License bonds are usually quick.
It is still worth asking.
Always Faithful Insurance Agency. California Property and Casualty Broker License #4476212. National Producer Number 21686200. Licensed in California and additional states.
Owned and operated by a United States Marine Corps veteran and California Disabled Veteran Business Enterprise.
Call 650-489-2592 or email support@semperfiservicesolutions.com. Temecula, California. Monday to Saturday, 8AM to 5PM.
Contractor Insurance · Commercial Auto · Personal Auto · Homeowners · Home
Bond descriptions on this page are general. Requirements are set by CSLB, the obligee or the contract, and the bond form issued governs.
CSLB sets the contractor license bond at $25,000. What you pay for it is a small percentage of that amount, based mostly on your credit.
When the license is qualified by a Responsible Managing Officer or Employee (RMO/RME) who owns less than 10 percent of the company. CSLB sets that bond at $25,000 as well.
Yes. Contractors licensed as an LLC must carry an LLC Employee/Worker Bond of $100,000 in addition to the license bond, plus liability insurance.
Usually, yes. There are markets that write license bonds for contractors with credit challenges. The rate is higher, but the license stays active.
Business financials, your work history and a work-in-progress schedule. Start before the bid is due. The Contractor Bond Questionnaire covers everything.