Insurance Agency Licensed in Wisconsin
Always Faithful Insurance Agency is licensed in Wisconsin (Lic. #21686200, NPN #21686200). We are an independent, veteran-owned property and casualty agency based in Temecula, California, licensed in 21 states, and we work with Wisconsin clients by phone, email and fillable, signable applications, so nothing requires an office visit. Call 650-489-2592.
Coverage we write for Wisconsin clients
- Personal auto insurance: every driver and vehicle in the household, including teen drivers, tickets and lapses.
- Homeowners, condo, renters and landlord insurance.
- Commercial auto and fleet insurance, including hired and non-owned auto.
- Contractor general liability, workers' compensation and tools and equipment.
- Contractor license and surety bonds, plus umbrella and excess liability.
Wisconsin auto insurance requirements
25/50/10, plus mandatory uninsured motorist bodily injury coverage of 25/50. Underinsured motorist coverage (minimum 50/100 if bought) and medical payments (minimum $1,000 if elected) must be offered but may be rejected; no PIP requirement.
State minimums are a legal floor, not a recommendation. One serious accident can exceed them, so we quote higher limits side by side.
Workers' compensation in Wisconsin
Wisconsin employers must carry workers' compensation if they employ three or more full- or part-time employees, or if they pay $500 or more in gross wages to one or more employees in any calendar quarter (farmers: six or more employees on 20 days in a year).
Applying? Download our Workers' Comp Supplemental Application.
Contractors in Wisconsin
The Wisconsin Department of Safety and Professional Services (DSPS) issues the Dwelling Contractor credential for one- and two-family dwelling work, which requires general liability insurance of at least $250,000 per occurrence or a surety bond of at least $25,000 (a smaller bond qualifies only for the restricted credential).
We write general liability, workers' comp, commercial auto and equipment coverage, issue certificates and additional insured endorsements, and place license and contract bonds. Start with the Contractor General Liability Supplemental.
Homeowners insurance in Wisconsin
The Wisconsin Insurance Plan is the state's FAIR plan, providing basic property insurance for properties that cannot obtain coverage in the voluntary market.
Use the Homeowners Application or, for rentals, the Landlord / Rental Property Application.
How it works from Wisconsin
- Download the application for your coverage from our insurance forms page, or call 650-489-2592.
- Fill it out and sign it on your computer, tablet or phone, then email it back.
- We shop it with carriers that write in your state and send you the options side by side.
State requirements summarized from official Wisconsin sources as of October 2026. Requirements change; we confirm current rules for your situation before you buy.