Insurance Agency Licensed in Washington
Always Faithful Insurance Agency is licensed in Washington (Lic. #1351740, NPN #21686200). We are an independent, veteran-owned property and casualty agency based in Temecula, California, licensed in 21 states, and we work with Washington clients by phone, email and fillable, signable applications, so nothing requires an office visit. Call 650-489-2592.
Coverage we write for Washington clients
- Personal auto insurance: every driver and vehicle in the household, including teen drivers, tickets and lapses.
- Homeowners, condo, renters and landlord insurance.
- Commercial auto and fleet insurance, including hired and non-owned auto.
- Contractor general liability, workers' compensation and tools and equipment.
- Contractor license and surety bonds, plus umbrella and excess liability.
Washington auto insurance requirements
25/50/10. Insurers must offer PIP and underinsured motorist coverage; the named insured can reject either in writing.
State minimums are a legal floor, not a recommendation. One serious accident can exceed them, so we quote higher limits side by side.
Workers' compensation in Washington
Washington employers must obtain workers' compensation through the state fund run by the Department of Labor & Industries (L&I) unless certified as self-insured; private workers' compensation insurance is not allowed.
Applying? Download our Workers' Comp Supplemental Application.
Contractors in Washington
Contractors must register with the Washington Department of Labor & Industries (L&I) and post a bond of $30,000 for general contractors or $15,000 for specialty contractors (increased July 1, 2024, phased in at renewal).
We write general liability, workers' comp, commercial auto and equipment coverage, issue certificates and additional insured endorsements, and place license and contract bonds. Start with the Contractor General Liability Supplemental.
Homeowners insurance in Washington
Homeowners who cannot find coverage in the regular market can apply to the Washington State FAIR (Fair Access to Insurance Requirements) Plan.
Use the Homeowners Application or, for rentals, the Landlord / Rental Property Application.
How it works from Washington
- Download the application for your coverage from our insurance forms page, or call 650-489-2592.
- Fill it out and sign it on your computer, tablet or phone, then email it back.
- We shop it with carriers that write in your state and send you the options side by side.
State requirements summarized from official Washington sources as of October 2026. Requirements change; we confirm current rules for your situation before you buy.