Insurance Agency Licensed in Utah
Always Faithful Insurance Agency is licensed in Utah (Lic. #1104790, NPN #21686200). We are an independent, veteran-owned property and casualty agency based in Temecula, California, licensed in 21 states, and we work with Utah clients by phone, email and fillable, signable applications, so nothing requires an office visit. Call 650-489-2592.
Coverage we write for Utah clients
- Personal auto insurance: every driver and vehicle in the household, including teen drivers, tickets and lapses.
- Homeowners, condo, renters and landlord insurance.
- Commercial auto and fleet insurance, including hired and non-owned auto.
- Contractor general liability, workers' compensation and tools and equipment.
- Contractor license and surety bonds, plus umbrella and excess liability.
Utah auto insurance requirements
30/65/25, effective January 1, 2025 (up from 25/65/15). Utah is a no-fault state: personal injury protection (PIP) of at least $3,000 per person is mandatory.
State minimums are a legal floor, not a recommendation. One serious accident can exceed them, so we quote higher limits side by side.
Workers' compensation in Utah
With few exceptions, every Utah employer with employees must provide workers' compensation coverage (Utah Code 34A-2-201). Licensed contractors must also maintain workers' compensation coverage on their license if they have employees.
Applying? Download our Workers' Comp Supplemental Application.
Contractors in Utah
Contractors are licensed statewide by the Utah Division of Professional Licensing (DOPL), which requires general liability insurance and proof of financial responsibility.
We write general liability, workers' comp, commercial auto and equipment coverage, issue certificates and additional insured endorsements, and place license and contract bonds. Start with the Contractor General Liability Supplemental.
Homeowners insurance in Utah
Earthquake damage is not covered by standard Utah homeowners policies and must be purchased as separate coverage or an endorsement, a significant point given the Wasatch Fault.
Use the Homeowners Application or, for rentals, the Landlord / Rental Property Application.
How it works from Utah
- Download the application for your coverage from our insurance forms page, or call 650-489-2592.
- Fill it out and sign it on your computer, tablet or phone, then email it back.
- We shop it with carriers that write in your state and send you the options side by side.
State requirements summarized from official Utah sources as of October 2026. Requirements change; we confirm current rules for your situation before you buy.