Insurance Agency Licensed in Texas
Always Faithful Insurance Agency is licensed in Texas (Lic. #3441028, NPN #21686200). We are an independent, veteran-owned property and casualty agency based in Temecula, California, licensed in 21 states, and we work with Texas clients by phone, email and fillable, signable applications, so nothing requires an office visit. Call 650-489-2592.
Coverage we write for Texas clients
- Personal auto insurance: every driver and vehicle in the household, including teen drivers, tickets and lapses.
- Homeowners, condo, renters and landlord insurance.
- Commercial auto and fleet insurance, including hired and non-owned auto.
- Contractor general liability, workers' compensation and tools and equipment.
- Contractor license and surety bonds, plus umbrella and excess liability.
Texas auto insurance requirements
30/60/25. PIP is included in every Texas auto policy unless the insured rejects it in writing; insurers must offer UM/UIM, which can also be rejected in writing.
State minimums are a legal floor, not a recommendation. One serious accident can exceed them, so we quote higher limits side by side.
Workers' compensation in Texas
Workers' compensation is elective for most private employers in Texas (employers without it are 'nonsubscribers'). Private employers that contract with a government entity must provide coverage for employees working on that project.
Applying? Download our Workers' Comp Supplemental Application.
Contractors in Texas
Texas has no statewide general contractor license; certain trades are licensed by the state (electricians and A/C contractors by TDLR, plumbers by the Texas State Board of Plumbing Examiners), and local jurisdictions may add registration or bond requirements. No statewide general contractor license bond.
We write general liability, workers' comp, commercial auto and equipment coverage, issue certificates and additional insured endorsements, and place license and contract bonds. Start with the Contractor General Liability Supplemental.
Homeowners insurance in Texas
Coastal property owners turned down by private insurers can buy wind and hail coverage from the Texas Windstorm Insurance Association (TWIA), and the Texas FAIR Plan Association is the state-designated insurer of last resort for homeowners and renters insurance.
Use the Homeowners Application or, for rentals, the Landlord / Rental Property Application.
How it works from Texas
- Download the application for your coverage from our insurance forms page, or call 650-489-2592.
- Fill it out and sign it on your computer, tablet or phone, then email it back.
- We shop it with carriers that write in your state and send you the options side by side.
State requirements summarized from official Texas sources as of October 2026. Requirements change; we confirm current rules for your situation before you buy.