Insurance Agency Licensed in Kansas
Always Faithful Insurance Agency is licensed in Kansas (Lic. #21686200, NPN #21686200). We are an independent, veteran-owned property and casualty agency based in Temecula, California, licensed in 21 states, and we work with Kansas clients by phone, email and fillable, signable applications, so nothing requires an office visit. Call 650-489-2592.
Coverage we write for Kansas clients
- Personal auto insurance: every driver and vehicle in the household, including teen drivers, tickets and lapses.
- Homeowners, condo, renters and landlord insurance.
- Commercial auto and fleet insurance, including hired and non-owned auto.
- Contractor general liability, workers' compensation and tools and equipment.
- Contractor license and surety bonds, plus umbrella and excess liability.
Kansas auto insurance requirements
25/50/25 ($25,000 bodily injury per person, $50,000 per accident, $25,000 property damage). Kansas is a no-fault state: PIP is mandatory ($4,500 medical, $4,500 rehabilitation, $900/month lost income for one year, $25/day substitution services, $2,000 funeral), and uninsured/underinsured motorist coverage is mandatory at 25/50. No change in 2023-2026.
State minimums are a legal floor, not a recommendation. One serious accident can exceed them, so we quote higher limits side by side.
Workers' compensation in Kansas
Kansas employers (other than agricultural employers) must carry workers' compensation once gross annual payroll exceeds $20,000 in a calendar year.
Applying? Download our Workers' Comp Supplemental Application.
Contractors in Kansas
Kansas has no statewide general contractor license; contractors are licensed locally by city or county. There is no statewide contractor license bond.
We write general liability, workers' comp, commercial auto and equipment coverage, issue certificates and additional insured endorsements, and place license and contract bonds. Start with the Contractor General Liability Supplemental.
Homeowners insurance in Kansas
Kansas property owners unable to obtain coverage in the voluntary market can turn to the Kansas FAIR Plan, established under the state's FAIR Plan Act (K.S.A. 40-2142).
Use the Homeowners Application or, for rentals, the Landlord / Rental Property Application.
How it works from Kansas
- Download the application for your coverage from our insurance forms page, or call 650-489-2592.
- Fill it out and sign it on your computer, tablet or phone, then email it back.
- We shop it with carriers that write in your state and send you the options side by side.
State requirements summarized from official Kansas sources as of October 2026. Requirements change; we confirm current rules for your situation before you buy.