Insurance Agency Licensed in Idaho
Always Faithful Insurance Agency is licensed in Idaho (Lic. #21686200, NPN #21686200). We are an independent, veteran-owned property and casualty agency based in Temecula, California, licensed in 21 states, and we work with Idaho clients by phone, email and fillable, signable applications, so nothing requires an office visit. Call 650-489-2592.
Coverage we write for Idaho clients
- Personal auto insurance: every driver and vehicle in the household, including teen drivers, tickets and lapses.
- Homeowners, condo, renters and landlord insurance.
- Commercial auto and fleet insurance, including hired and non-owned auto.
- Contractor general liability, workers' compensation and tools and equipment.
- Contractor license and surety bonds, plus umbrella and excess liability.
Idaho auto insurance requirements
25/50/15 (bodily injury $25,000 per person / $50,000 per accident / $15,000 property damage). PIP is not required; insurers must offer uninsured/underinsured motorist coverage, which is included unless the named insured rejects it in writing.
State minimums are a legal floor, not a recommendation. One serious accident can exceed them, so we quote higher limits side by side.
Workers' compensation in Idaho
Idaho employers with one or more full-time, part-time, seasonal, or occasional employees must carry workers' compensation before hiring the first employee, with limited exemptions.
Applying? Download our Workers' Comp Supplemental Application.
Contractors in Idaho
Idaho requires contractor registration (not licensure) with the Idaho Contractors Board under the Division of Occupational and Professional Licenses (DOPL) for jobs over $2,000; no state bond is required, but registrants must show general liability coverage of at least $300,000 and workers' compensation proof or an exemption statement.
We write general liability, workers' comp, commercial auto and equipment coverage, issue certificates and additional insured endorsements, and place license and contract bonds. Start with the Contractor General Liability Supplemental.
How it works from Idaho
- Download the application for your coverage from our insurance forms page, or call 650-489-2592.
- Fill it out and sign it on your computer, tablet or phone, then email it back.
- We shop it with carriers that write in your state and send you the options side by side.
State requirements summarized from official Idaho sources as of October 2026. Requirements change; we confirm current rules for your situation before you buy.