Insurance Agency Licensed in Colorado
Always Faithful Insurance Agency is licensed in Colorado (Lic. #931002, NPN #21686200). We are an independent, veteran-owned property and casualty agency based in Temecula, California, licensed in 21 states, and we work with Colorado clients by phone, email and fillable, signable applications, so nothing requires an office visit. Call 650-489-2592.
Coverage we write for Colorado clients
- Personal auto insurance: every driver and vehicle in the household, including teen drivers, tickets and lapses.
- Homeowners, condo, renters and landlord insurance.
- Commercial auto and fleet insurance, including hired and non-owned auto.
- Contractor general liability, workers' compensation and tools and equipment.
- Contractor license and surety bonds, plus umbrella and excess liability.
Colorado auto insurance requirements
25/50/15 (bodily injury $25,000 per person / $50,000 per accident / $15,000 property damage). PIP is not required; uninsured/underinsured motorist coverage and $5,000 medical payments coverage are included unless rejected in writing.
State minimums are a legal floor, not a recommendation. One serious accident can exceed them, so we quote higher limits side by side.
Workers' compensation in Colorado
All Colorado businesses with employees, including part-time employees, must carry workers' compensation insurance; there is no minimum employee count.
Applying? Download our Workers' Comp Supplemental Application.
Homeowners insurance in Colorado
Colorado's FAIR Plan, an insurer of last resort created by 2023 legislation, began accepting residential property applications in April 2025.
Use the Homeowners Application or, for rentals, the Landlord / Rental Property Application.
How it works from Colorado
- Download the application for your coverage from our insurance forms page, or call 650-489-2592.
- Fill it out and sign it on your computer, tablet or phone, then email it back.
- We shop it with carriers that write in your state and send you the options side by side.
State requirements summarized from official Colorado sources as of October 2026. Requirements change; we confirm current rules for your situation before you buy.