Insurance Agency Licensed in Arizona
Always Faithful Insurance Agency is licensed in Arizona (Lic. #21686200, NPN #21686200). We are an independent, veteran-owned property and casualty agency based in Temecula, California, licensed in 21 states, and we work with Arizona clients by phone, email and fillable, signable applications, so nothing requires an office visit. Call 650-489-2592.
Coverage we write for Arizona clients
- Personal auto insurance: every driver and vehicle in the household, including teen drivers, tickets and lapses.
- Homeowners, condo, renters and landlord insurance.
- Commercial auto and fleet insurance, including hired and non-owned auto.
- Contractor general liability, workers' compensation and tools and equipment.
- Contractor license and surety bonds, plus umbrella and excess liability.
Arizona auto insurance requirements
25/50/15 (bodily injury $25,000 per person / $50,000 per accident / $15,000 property damage), in effect for policies issued or renewed on or after July 1, 2020. PIP is not required; uninsured/underinsured motorist coverage is optional, with a 25/50 minimum if elected.
State minimums are a legal floor, not a recommendation. One serious accident can exceed them, so we quote higher limits side by side.
Workers' compensation in Arizona
Arizona employers, public and private, with one or more full- or part-time employees must carry workers' compensation coverage, subject to limited statutory exceptions.
Applying? Download our Workers' Comp Supplemental Application.
Contractors in Arizona
Contractors are licensed statewide by the Arizona Registrar of Contractors (ROC), and a contractor license bond is required; the amount depends on classification and annual volume (for example, residential general $9,000 or $15,000; commercial general $5,000 to $100,000).
We write general liability, workers' comp, commercial auto and equipment coverage, issue certificates and additional insured endorsements, and place license and contract bonds. Start with the Contractor General Liability Supplemental.
Homeowners insurance in Arizona
Standard homeowners policies in Arizona do not cover flood damage; flood coverage is purchased separately, generally through the National Flood Insurance Program, with a typical 30-day waiting period.
Use the Homeowners Application or, for rentals, the Landlord / Rental Property Application.
How it works from Arizona
- Download the application for your coverage from our insurance forms page, or call 650-489-2592.
- Fill it out and sign it on your computer, tablet or phone, then email it back.
- We shop it with carriers that write in your state and send you the options side by side.
State requirements summarized from official Arizona sources as of October 2026. Requirements change; we confirm current rules for your situation before you buy.